Rusfinance bank current account. About Rusfinance Bank. Loan payment methods

Rusfinance Bank specializes in issuing consumer loans through a network of more than 25,000 partners (retail chains and car dealers) and its own regional network offices in 74 regions of Russia from Kaliningrad to Vladivostok.

As one of the market leaders, Rusfinance Bank offers the most comprehensive range of consumer lending services:

Car loans
Lending at points of sale
Issuing credit cards
Cash loans

Rusfinance Bank is one of the TOP-3 leading banks in the field of car lending in Russia (Banki.ru) and one of the five leaders in the consumer lending market at points of sale (Frank Research Group).

The Bank has credit ratings from the international rating agency Moody "s - Ba1, the outlook is stable. Also, the Bank has the maximum creditworthiness level on the national scale for the Russian Federation from the national rating agency ACRA (JSC) - AAA (RU), the outlook is stable.

PJSC ROSBANK and Rusfinance Bank are part of the Societe Generale * group - one of the largest international financial groups that adheres to a diversified universal banking model that allows combining financial stability and sustainable development.

The Societe Generale Group was founded in 1864 and has over 148,000 employees in 67 countries serving 31 million customers worldwide.

The Group's activities include 3 main areas:

Retail banking business in France
International retail business, specialized financial services and insurance with a presence in Europe, Russia, Africa, Asia and overseas territories of France
Corporate and investment banking, asset management, high net worth and securities transactions

Rusfinance Bank LLC. General license of the Central Bank of the Russian Federation No. 1792 dated 13.02.2013

Banking supervision over the activities of Rusfinance Bank LLC (reg. No. 1792) is exercised by the Department of Supervision over Systemically Important Credit Institutions of the Bank of Russia. Phones of the Contact Center of the Central Bank of the Russian Federation: 8-800-250-40-72, 8-495-771-91-00.

Supervision over compliance with the requirements of the legislation of the Russian Federation in the field of protection of the rights of consumers of financial services is carried out by the Service for the Protection of Consumer Rights and Ensuring the Availability of Financial Services of the Bank of Russia. A complaint about a violation by the actions (inaction) of a credit institution of the legislation of the Russian Federation, as well as the rights and interests of individuals or legal entities protected by law, can be sent for consideration to the Bank of Russia through the Internet reception (www.cbr.ru/Reception).

* In addition to Rusfinance Bank, Societe Generale Group in Russia also includes: PJSC ROSBANK - one of the largest private universal banks in Russia; Delta Credit is a leader in the mortgage lending market in Russia; SG Insurance is one of the main players in the banking insurance market in Europe; ALD Automotive is a market leader in the operational leasing of vehicles.

Areas of activity of Rusfinance Bank

Rusfinance Bank, in partnership with major car dealers and a large number of car dealerships throughout the country, is actively developing a car loan program. In Rusfinance Bank, you can get a loan for the purchase of a new car of any make and model, as well as a used car, including the purchase of a car from a private person.

Loan amount - up to 90% of the car value
Flexible loan terms
Minimum set of documents
A preliminary decision on the issuance of a loan - from 30 minutes
Special loan programs with car manufacturers

Rusfinance Bank provides consumer loans for the purchase of consumer goods (household appliances, furniture, computers, household goods, fur products, etc.) in more than 23,000 stores throughout Russia.

Consumer loan amount - from 2,250 to 500,000 rubles.
Flexible loan terms - from 3 months to 2 years
Minimum set of documents
Special tariff programs for partners
Joint advertising campaigns with retail chains

You can get a cash loan for any purpose from 5,000 to 50,000 rubles, and for loyal customers the amount can be increased to 450,000 rubles. The amount of payments is fixed immediately, without changing during the entire loan repayment period. You can calculate your monthly payment in advance using a loan calculator. Simplified procedure for obtaining a loan.

To pay taxes, rent premises, settle with suppliers and employees, individual entrepreneurs and legal entities open a current account. Companies work with restrictions without a current account, for example, they cannot:

accept payment by bank transfer;
conclude an agreement with a partner worth more than 100,000 rubles;
participate in public procurement and bidding;
pay taxes without commission.

An entrepreneur has the opportunity to open an account in rubles, dollars or euros. One legal entity can register several current accounts in one or in different banks.

How to open an account with Rusfinance Bank

Rusfinance Bank works with individuals in 68 regions of the country. An entrepreneur can open a current account with Rusfinance Bank if he himself comes to the head office in Samara.

Legal entities from other regions cannot become clients of Rusfinance Bank and submit an application through the website or come to the office.

For example, a legal entity wants to get a cash settlement service in the city of Novosibirsk from Rusfinance Bank. He contacts the Novosibirsk branch of Rosbank and opens an account.

For legal entities in other regions, the same rule works: you can open an account in Rosbank at the place of registration of the company.

How to open an account with Rosbank for a legal entity

The entrepreneur fills out an application for opening a current account on the Rosbank website or comes to the office if the entrepreneur's annual income is less than 400,000 rubles. The application indicates:

telephone,
the region in which the account is opened.

When filling out the application, the entrepreneur agrees to the processing of personal information.

The Rosbank manager calls back to arrange a meeting and sign an agreement. The entrepreneur arrives on the appointed day with the documents, which the manager calls over the phone.

If the annual income of the organization is more than 400,000 rubles, you can open an account with Rosbank only in person.

Individual entrepreneurs and legal entities bring a different set of documents to the bank. For individual entrepreneurs:

Russian passport;
an extract from the Unified State Register of Legal Entities or a certificate of registration of an individual entrepreneur;
lease agreement if the individual entrepreneur is on UTII.

For legal entities:

legal entity charter,
manager's and accountant's passport,
order on the appointment of the head,
OGRN certificate,
extract from the Unified State Register of Legal Entities.

Copies of the passport and orders must be certified by a notary.

A legal entity comes to the bank with documents and draws up an agreement. After registration, he receives the account details, which he uses in contracts with suppliers and customers.

Rosbank offers new customers to connect a package of services. A service package is a tariff that includes:

opening a current account,
connection "Internet Client-Bank",
connection of salary projects,
issuance of certificates and copies of documents,
sms bank.

The package price depends on the services that the entrepreneur chooses. The client can take the package or open an account at the basic rate.

How much does it cost to open an account with Rosbank

The legal entity opens an account for 1,500 rubles at the basic rate. The basic tariff for cash settlement services at Rosbank costs 900 rubles per month.

If you choose a package of services "White", "Red", "Black" or "Platinum", Rosbank opens an account free of charge.

Cash settlement cost for packages:

White - 490 rubles.
Red - 890 rubles.
Black - 1,490 rubles.
Platinum - 3,890 rubles.

Transfers within the bank are free. Transfer to another bank costs:

250 rubles for a payment order on paper,
30 rubles for a transfer via the "Internet Client-Bank" option.

The "InternetClient-Bank" option works remotely. Through the "Client-Bank" you can find out the account balance, transfer money, order a statement, pay fines and taxes.

About the bank

Rusfinance Bank LLC is a subsidiary of Rosbank. Rusfinance issues consumer loans, car loans and credit cards to individuals at bank branches or remotely. The bank was officially opened in 2006.

When drawing up a loan agreement, the client needs to clarify the most important information with the employee - repayment terms, interest rates, details for making a refund. This is a guarantee of the safe execution of the loan repayment procedure, without risks and possible penalties. In order not to delay the payment of debts, it is important to know the details of Rusfinance Bank to pay the loan.

Another option to be sure to find out the correct data is to call the main office. The manager will clarify and answer all questions. If you doubt the accuracy of the information, you can contact the operator by mail, which is indicated on the website of the financial institution. The operator will provide all the necessary information about the details for repaying the loan at Rusfinance Bank.

Payment must be made once a month, within the agreed time frame. Otherwise, there will be penalties for delays.

And so, for your attention a list of the main details of this institution.

INN - 5012003647
Check point - 631501001
BIK - 0436011975.

Loan payment methods

Rusfinance makes it very convenient and simple to use the services of a banking institution. This implies the implementation of payments according to convenient schemes. There are such payment options:

online payment on the bank's website;
visiting a branch in any city of the Russian Federation;
via the Eleksnet terminal, but this can be done in Moscow and the surrounding area;
through other banks, while it is necessary to indicate an individual credit account number.

If you pay through an ATM or other banks, then there is a certain commission that is charged from each client.

Maxim Demchenko

Font A A

Paying a loan on time is not only a guarantee of peace of mind and a good credit history, but also an opportunity to avoid penalties for late payment. There are several ways to pay for a loan from Rusfinance Bank using the details. There are repayment options at offices and terminals, as well as by transfer via Internet services.

A loan from Rusfinance Bank can be repaid according to the details specified in the loan agreement. The actual data for payment can be found on the official website of the lender, or by calling the hotline. In addition to the details, when paying for the loan, you must specify in the payment order:

individual account number, consisting of 20 characters;
full surname, name, patronymic.

These data are necessary so that when payment is received, the bank correctly credited the money to repay the loan.

Via internet bank

The most convenient way to repay a loan is the ability to transfer payment from a MIR card, Visa or MasterCard. You can send a transfer on the Rusfinance Bank website, choosing among the repayment methods - payment by card.

For a correct payment, you must specify:

loan agreement number;
recipient's individual account;
the amount required to repay the loan.

The funds will be credited within 2 days, the transfer commission is from 0.8 to 2%.

How to pay off a loan at Rusfinance Bank

It is easy to make a payment in the terminals installed in Rusfinance branches. This repayment method does not require payment of a commission. The term of enrollment is 1-2 days. You can find convenient terminals on the official website by selecting the "Terminals" tab.

You can also top up your account at the cash desk of Rusfinance Bank. To find the nearest office, you need to go to the official website and select the "Branches" section.

How to pay with a third-party bank

The credit institution accepts payment of the loan by bank transfer. Such a payment can be made at the office of a third-party credit institution or in the Internet banking system. In the payment order, you must indicate the current details for repaying the loan, the number of the loan agreement and the name of the borrower. If you have access to the Sberbank Online service, then you can find Rusfinance Bank by TIN or name in it.

Requisites required for repayment

The current details of Rusfinance Bank for payment of the loan are indicated in the table:

Required documents

When paying a debt to Rusfinance, you must have the following documents with you:

passport of a citizen of the Russian Federation;
loan agreement with a repayment schedule;
if you pay through the Federal State Unitary Enterprise "Russian Post" - a completed postal form.

If the payment is made by the authorized person of the borrower, then you will need to indicate his passport details.

When deciding where to pay off the loan, you need to take into account the speed of money transfer and the possible commission. You can repay a loan free of charge by details only at the cash desk or terminal of Rusfinance Bank. Choosing a different method, you will have to pay a commission in the amount of 1%, and the payment can take up to 3 days.